Audi A4 Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Audi A4 in California costs $315/month ($3,783/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Audi A4 Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $233/mo | $2,799/yr | Military families |
| Erie Insurance | $249/mo | $2,989/yr | Rate lock guarantee |
| GEICO | $259/mo | $3,102/yr | Clean driving record |
| Progressive | $277/mo | $3,329/yr | Telematics savings |
| State Farm | $287/mo | $3,443/yr | Good students |
| Travelers | $299/mo | $3,594/yr | Multiple discounts |
| Nationwide | $328/mo | $3,934/yr | Bundling home + auto |
| Farmers | $340/mo | $4,086/yr | Signal telematics |
| Allstate | $353/mo | $4,237/yr | Accident forgiveness |
| Liberty Mutual | $372/mo | $4,464/yr | New car replacement |
USAACheapest
Monthly
$233/mo
Annual
$2,799/yr
Best for: Military families
Erie Insurance
Monthly
$249/mo
Annual
$2,989/yr
Best for: Rate lock guarantee
GEICO
Monthly
$259/mo
Annual
$3,102/yr
Best for: Clean driving record
Progressive
Monthly
$277/mo
Annual
$3,329/yr
Best for: Telematics savings
State Farm
Monthly
$287/mo
Annual
$3,443/yr
Best for: Good students
Travelers
Monthly
$299/mo
Annual
$3,594/yr
Best for: Multiple discounts
Nationwide
Monthly
$328/mo
Annual
$3,934/yr
Best for: Bundling home + auto
Farmers
Monthly
$340/mo
Annual
$4,086/yr
Best for: Signal telematics
Allstate
Monthly
$353/mo
Annual
$4,237/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$372/mo
Annual
$4,464/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Audi A4 Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |