Car Insurance After a DUI: Rates by State (2026)
A DUI conviction increases car insurance by 40-150% depending on your state. Select your state below to see the full rate impact, cheapest companies, and SR-22 requirements.
All 50 States — Post-DUI Rates
MEMaine
$161/mo+63%
VTVermont
$164/mo+62%
NHNew Hampshire
$171/mo+64%
IDIdaho
$178/mo+65%
OHOhio
$189/mo+67%
IAIowa
$209/mo+70%
NCNorth Carolina
$213/mo+79%
WIWisconsin
$213/mo+71%
WYWyoming
$213/mo+66%
NDNorth Dakota
$218/mo+69%
HIHawaii
$225/mo+68%
SDSouth Dakota
$225/mo+68%
INIndiana
$233/mo+75%
MTMontana
$237/mo+72%
VAVirginia
$244/mo+76%
NENebraska
$246/mo+72%
AKAlaska
$254/mo+71%
OROregon
$256/mo+76%
UTUtah
$262/mo+71%
WAWashington
$262/mo+78%
WVWest Virginia
$263/mo+78%
PAPennsylvania
$265/mo+74%
MNMinnesota
$272/mo+74%
TNTennessee
$277/mo+82%
NMNew Mexico
$284/mo+84%
ILIllinois
$285/mo+83%
MAMassachusetts
$291/mo+73%
ALAlabama
$294/mo+86%
ARArkansas
$295/mo+82%
MOMissouri
$299/mo+81%
MDMaryland
$309/mo+77%
MSMississippi
$310/mo+87%
SCSouth Carolina
$311/mo+85%
KSKansas
$316/mo+80%
DEDelaware
$329/mo+81%
COColorado
$333/mo+84%
AZArizona
$338/mo+89%
RIRhode Island
$343/mo+77%
OKOklahoma
$345/mo+86%
CTConnecticut
$369/mo+78%
TXTexas
$386/mo+91%
KYKentucky
$387/mo+85%
GAGeorgia
$389/mo+88%
NVNevada
$412/mo+93%
MIMichigan
$469/mo+92%
NJNew Jersey
$471/mo+87%
CACalifornia
$501/mo+149%
NYNew York
$563/mo+76%
LALouisiana
$633/mo+105%
FLFlorida
$720/mo+119%
How we calculated: Rates based on a 30-year-old driver, one DUI conviction, full coverage, 2020 Toyota Camry. Data from state insurance filings. Updated March 2026.