Audi A4 Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Audi A4 in Rhode Island costs $303/month ($3,636/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Audi A4 Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $224/mo | $2,691/yr | Military families |
| Erie Insurance | $239/mo | $2,872/yr | Rate lock guarantee |
| GEICO | $248/mo | $2,982/yr | Clean driving record |
| Progressive | $267/mo | $3,200/yr | Telematics savings |
| State Farm | $276/mo | $3,309/yr | Good students |
| Travelers | $288/mo | $3,454/yr | Multiple discounts |
| Nationwide | $315/mo | $3,781/yr | Bundling home + auto |
| Farmers | $327/mo | $3,927/yr | Signal telematics |
| Allstate | $339/mo | $4,072/yr | Accident forgiveness |
| Liberty Mutual | $358/mo | $4,290/yr | New car replacement |
USAACheapest
Monthly
$224/mo
Annual
$2,691/yr
Best for: Military families
Erie Insurance
Monthly
$239/mo
Annual
$2,872/yr
Best for: Rate lock guarantee
GEICO
Monthly
$248/mo
Annual
$2,982/yr
Best for: Clean driving record
Progressive
Monthly
$267/mo
Annual
$3,200/yr
Best for: Telematics savings
State Farm
Monthly
$276/mo
Annual
$3,309/yr
Best for: Good students
Travelers
Monthly
$288/mo
Annual
$3,454/yr
Best for: Multiple discounts
Nationwide
Monthly
$315/mo
Annual
$3,781/yr
Best for: Bundling home + auto
Farmers
Monthly
$327/mo
Annual
$3,927/yr
Best for: Signal telematics
Allstate
Monthly
$339/mo
Annual
$4,072/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$358/mo
Annual
$4,290/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Audi A4 Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |