BMW 3 Series Insurance in Hawaii (2026)
Quick Answer
Full coverage for a 2024 BMW 3 Series in Hawaii costs $210/month ($2,518/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW 3 Series Rates by Company in Hawaii
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $155/mo | $1,863/yr | Military families |
| Erie Insurance | $166/mo | $1,989/yr | Rate lock guarantee |
| GEICO | $172/mo | $2,065/yr | Clean driving record |
| Progressive | $185/mo | $2,216/yr | Telematics savings |
| State Farm | $191/mo | $2,291/yr | Good students |
| Travelers | $199/mo | $2,392/yr | Multiple discounts |
| Nationwide | $218/mo | $2,619/yr | Bundling home + auto |
| Farmers | $227/mo | $2,719/yr | Signal telematics |
| Allstate | $235/mo | $2,820/yr | Accident forgiveness |
| Liberty Mutual | $248/mo | $2,971/yr | New car replacement |
USAACheapest
Monthly
$155/mo
Annual
$1,863/yr
Best for: Military families
Erie Insurance
Monthly
$166/mo
Annual
$1,989/yr
Best for: Rate lock guarantee
GEICO
Monthly
$172/mo
Annual
$2,065/yr
Best for: Clean driving record
Progressive
Monthly
$185/mo
Annual
$2,216/yr
Best for: Telematics savings
State Farm
Monthly
$191/mo
Annual
$2,291/yr
Best for: Good students
Travelers
Monthly
$199/mo
Annual
$2,392/yr
Best for: Multiple discounts
Nationwide
Monthly
$218/mo
Annual
$2,619/yr
Best for: Bundling home + auto
Farmers
Monthly
$227/mo
Annual
$2,719/yr
Best for: Signal telematics
Allstate
Monthly
$235/mo
Annual
$2,820/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$248/mo
Annual
$2,971/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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BMW 3 Series Insurance by Age in Hawaii
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $512/mo | $6,143/yr |
| 19 years old | $310/mo | $3,714/yr |
| 21 years old | $247/mo | $2,959/yr |
| 25 years old | $162/mo | $1,946/yr |
| 30 years old | $134/mo | $1,608/yr |
| 40 years old | $126/mo | $1,512/yr |
| 50 years old | $122/mo | $1,463/yr |
| 65 years old | $133/mo | $1,592/yr |