BMW 3 Series Insurance in South Carolina (2026)
Quick Answer
Full coverage for a 2024 BMW 3 Series in South Carolina costs $263/month ($3,157/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW 3 Series Rates by Company in South Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $195/mo | $2,336/yr | Military families |
| Erie Insurance | $208/mo | $2,494/yr | Rate lock guarantee |
| GEICO | $216/mo | $2,589/yr | Clean driving record |
| Progressive | $232/mo | $2,778/yr | Telematics savings |
| State Farm | $239/mo | $2,873/yr | Good students |
| Travelers | $250/mo | $2,999/yr | Multiple discounts |
| Nationwide | $274/mo | $3,283/yr | Bundling home + auto |
| Farmers | $284/mo | $3,410/yr | Signal telematics |
| Allstate | $295/mo | $3,536/yr | Accident forgiveness |
| Liberty Mutual | $310/mo | $3,725/yr | New car replacement |
USAACheapest
Monthly
$195/mo
Annual
$2,336/yr
Best for: Military families
Erie Insurance
Monthly
$208/mo
Annual
$2,494/yr
Best for: Rate lock guarantee
GEICO
Monthly
$216/mo
Annual
$2,589/yr
Best for: Clean driving record
Progressive
Monthly
$232/mo
Annual
$2,778/yr
Best for: Telematics savings
State Farm
Monthly
$239/mo
Annual
$2,873/yr
Best for: Good students
Travelers
Monthly
$250/mo
Annual
$2,999/yr
Best for: Multiple discounts
Nationwide
Monthly
$274/mo
Annual
$3,283/yr
Best for: Bundling home + auto
Farmers
Monthly
$284/mo
Annual
$3,410/yr
Best for: Signal telematics
Allstate
Monthly
$295/mo
Annual
$3,536/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$310/mo
Annual
$3,725/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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BMW 3 Series Insurance by Age in South Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $642/mo | $7,701/yr |
| 19 years old | $388/mo | $4,657/yr |
| 21 years old | $309/mo | $3,709/yr |
| 25 years old | $203/mo | $2,439/yr |
| 30 years old | $168/mo | $2,016/yr |
| 40 years old | $158/mo | $1,895/yr |
| 50 years old | $153/mo | $1,835/yr |
| 65 years old | $166/mo | $1,996/yr |