BMW 3 Series Insurance in Utah (2026)
Quick Answer
Full coverage for a 2024 BMW 3 Series in Utah costs $240/month ($2,875/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW 3 Series Rates by Company in Utah
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $177/mo | $2,128/yr | Military families |
| Erie Insurance | $189/mo | $2,271/yr | Rate lock guarantee |
| GEICO | $196/mo | $2,358/yr | Clean driving record |
| Progressive | $211/mo | $2,530/yr | Telematics savings |
| State Farm | $218/mo | $2,616/yr | Good students |
| Travelers | $228/mo | $2,731/yr | Multiple discounts |
| Nationwide | $249/mo | $2,990/yr | Bundling home + auto |
| Farmers | $259/mo | $3,105/yr | Signal telematics |
| Allstate | $268/mo | $3,220/yr | Accident forgiveness |
| Liberty Mutual | $283/mo | $3,393/yr | New car replacement |
USAACheapest
Monthly
$177/mo
Annual
$2,128/yr
Best for: Military families
Erie Insurance
Monthly
$189/mo
Annual
$2,271/yr
Best for: Rate lock guarantee
GEICO
Monthly
$196/mo
Annual
$2,358/yr
Best for: Clean driving record
Progressive
Monthly
$211/mo
Annual
$2,530/yr
Best for: Telematics savings
State Farm
Monthly
$218/mo
Annual
$2,616/yr
Best for: Good students
Travelers
Monthly
$228/mo
Annual
$2,731/yr
Best for: Multiple discounts
Nationwide
Monthly
$249/mo
Annual
$2,990/yr
Best for: Bundling home + auto
Farmers
Monthly
$259/mo
Annual
$3,105/yr
Best for: Signal telematics
Allstate
Monthly
$268/mo
Annual
$3,220/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$283/mo
Annual
$3,393/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
BMW 3 Series Insurance by Age in Utah
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $585/mo | $7,014/yr |
| 19 years old | $353/mo | $4,241/yr |
| 21 years old | $282/mo | $3,378/yr |
| 25 years old | $185/mo | $2,222/yr |
| 30 years old | $153/mo | $1,836/yr |
| 40 years old | $144/mo | $1,726/yr |
| 50 years old | $139/mo | $1,671/yr |
| 65 years old | $152/mo | $1,818/yr |