BMW 3 Series Insurance in Vermont (2026)
Quick Answer
Full coverage for a 2024 BMW 3 Series in Vermont costs $159/month ($1,907/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW 3 Series Rates by Company in Vermont
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $118/mo | $1,411/yr | Military families |
| Erie Insurance | $126/mo | $1,507/yr | Rate lock guarantee |
| GEICO | $130/mo | $1,564/yr | Clean driving record |
| Progressive | $140/mo | $1,678/yr | Telematics savings |
| State Farm | $145/mo | $1,735/yr | Good students |
| Travelers | $151/mo | $1,812/yr | Multiple discounts |
| Nationwide | $165/mo | $1,983/yr | Bundling home + auto |
| Farmers | $172/mo | $2,060/yr | Signal telematics |
| Allstate | $178/mo | $2,136/yr | Accident forgiveness |
| Liberty Mutual | $188/mo | $2,250/yr | New car replacement |
USAACheapest
Monthly
$118/mo
Annual
$1,411/yr
Best for: Military families
Erie Insurance
Monthly
$126/mo
Annual
$1,507/yr
Best for: Rate lock guarantee
GEICO
Monthly
$130/mo
Annual
$1,564/yr
Best for: Clean driving record
Progressive
Monthly
$140/mo
Annual
$1,678/yr
Best for: Telematics savings
State Farm
Monthly
$145/mo
Annual
$1,735/yr
Best for: Good students
Travelers
Monthly
$151/mo
Annual
$1,812/yr
Best for: Multiple discounts
Nationwide
Monthly
$165/mo
Annual
$1,983/yr
Best for: Bundling home + auto
Farmers
Monthly
$172/mo
Annual
$2,060/yr
Best for: Signal telematics
Allstate
Monthly
$178/mo
Annual
$2,136/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$188/mo
Annual
$2,250/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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BMW 3 Series Insurance by Age in Vermont
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $388/mo | $4,653/yr |
| 19 years old | $235/mo | $2,814/yr |
| 21 years old | $187/mo | $2,241/yr |
| 25 years old | $123/mo | $1,474/yr |
| 30 years old | $102/mo | $1,218/yr |
| 40 years old | $95/mo | $1,145/yr |
| 50 years old | $92/mo | $1,108/yr |
| 65 years old | $101/mo | $1,206/yr |