BMW 3 Series Insurance in Wisconsin (2026)
Quick Answer
Full coverage for a 2024 BMW 3 Series in Wisconsin costs $195/month ($2,340/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW 3 Series Rates by Company in Wisconsin
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $144/mo | $1,732/yr | Military families |
| Erie Insurance | $154/mo | $1,849/yr | Rate lock guarantee |
| GEICO | $160/mo | $1,919/yr | Clean driving record |
| Progressive | $172/mo | $2,059/yr | Telematics savings |
| State Farm | $177/mo | $2,129/yr | Good students |
| Travelers | $185/mo | $2,223/yr | Multiple discounts |
| Nationwide | $203/mo | $2,434/yr | Bundling home + auto |
| Farmers | $211/mo | $2,527/yr | Signal telematics |
| Allstate | $218/mo | $2,621/yr | Accident forgiveness |
| Liberty Mutual | $230/mo | $2,761/yr | New car replacement |
USAACheapest
Monthly
$144/mo
Annual
$1,732/yr
Best for: Military families
Erie Insurance
Monthly
$154/mo
Annual
$1,849/yr
Best for: Rate lock guarantee
GEICO
Monthly
$160/mo
Annual
$1,919/yr
Best for: Clean driving record
Progressive
Monthly
$172/mo
Annual
$2,059/yr
Best for: Telematics savings
State Farm
Monthly
$177/mo
Annual
$2,129/yr
Best for: Good students
Travelers
Monthly
$185/mo
Annual
$2,223/yr
Best for: Multiple discounts
Nationwide
Monthly
$203/mo
Annual
$2,434/yr
Best for: Bundling home + auto
Farmers
Monthly
$211/mo
Annual
$2,527/yr
Best for: Signal telematics
Allstate
Monthly
$218/mo
Annual
$2,621/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$230/mo
Annual
$2,761/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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BMW 3 Series Insurance by Age in Wisconsin
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $476/mo | $5,707/yr |
| 19 years old | $288/mo | $3,451/yr |
| 21 years old | $229/mo | $2,749/yr |
| 25 years old | $151/mo | $1,808/yr |
| 30 years old | $125/mo | $1,494/yr |
| 40 years old | $117/mo | $1,404/yr |
| 50 years old | $113/mo | $1,360/yr |
| 65 years old | $123/mo | $1,479/yr |