BMW X3 Insurance in Arkansas (2026)
Quick Answer
Full coverage for a 2024 BMW X3 in Arkansas costs $254/month ($3,044/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW X3 Rates by Company in Arkansas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $188/mo | $2,253/yr | Military families |
| Erie Insurance | $200/mo | $2,405/yr | Rate lock guarantee |
| GEICO | $208/mo | $2,496/yr | Clean driving record |
| Progressive | $223/mo | $2,679/yr | Telematics savings |
| State Farm | $231/mo | $2,770/yr | Good students |
| Travelers | $241/mo | $2,892/yr | Multiple discounts |
| Nationwide | $264/mo | $3,166/yr | Bundling home + auto |
| Farmers | $274/mo | $3,288/yr | Signal telematics |
| Allstate | $284/mo | $3,409/yr | Accident forgiveness |
| Liberty Mutual | $299/mo | $3,592/yr | New car replacement |
USAACheapest
Monthly
$188/mo
Annual
$2,253/yr
Best for: Military families
Erie Insurance
Monthly
$200/mo
Annual
$2,405/yr
Best for: Rate lock guarantee
GEICO
Monthly
$208/mo
Annual
$2,496/yr
Best for: Clean driving record
Progressive
Monthly
$223/mo
Annual
$2,679/yr
Best for: Telematics savings
State Farm
Monthly
$231/mo
Annual
$2,770/yr
Best for: Good students
Travelers
Monthly
$241/mo
Annual
$2,892/yr
Best for: Multiple discounts
Nationwide
Monthly
$264/mo
Annual
$3,166/yr
Best for: Bundling home + auto
Farmers
Monthly
$274/mo
Annual
$3,288/yr
Best for: Signal telematics
Allstate
Monthly
$284/mo
Annual
$3,409/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$299/mo
Annual
$3,592/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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BMW X3 Insurance by Age in Arkansas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $619/mo | $7,426/yr |
| 19 years old | $374/mo | $4,491/yr |
| 21 years old | $298/mo | $3,577/yr |
| 25 years old | $196/mo | $2,352/yr |
| 30 years old | $162/mo | $1,944/yr |
| 40 years old | $152/mo | $1,827/yr |
| 50 years old | $147/mo | $1,769/yr |
| 65 years old | $160/mo | $1,925/yr |