BMW X3 Insurance in Kansas (2026)
Quick Answer
Full coverage for a 2024 BMW X3 in Kansas costs $275/month ($3,298/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
BMW X3 Rates by Company in Kansas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $203/mo | $2,441/yr | Military families |
| Erie Insurance | $217/mo | $2,605/yr | Rate lock guarantee |
| GEICO | $225/mo | $2,704/yr | Clean driving record |
| Progressive | $242/mo | $2,902/yr | Telematics savings |
| State Farm | $250/mo | $3,001/yr | Good students |
| Travelers | $261/mo | $3,133/yr | Multiple discounts |
| Nationwide | $286/mo | $3,430/yr | Bundling home + auto |
| Farmers | $297/mo | $3,562/yr | Signal telematics |
| Allstate | $308/mo | $3,694/yr | Accident forgiveness |
| Liberty Mutual | $324/mo | $3,892/yr | New car replacement |
USAACheapest
Monthly
$203/mo
Annual
$2,441/yr
Best for: Military families
Erie Insurance
Monthly
$217/mo
Annual
$2,605/yr
Best for: Rate lock guarantee
GEICO
Monthly
$225/mo
Annual
$2,704/yr
Best for: Clean driving record
Progressive
Monthly
$242/mo
Annual
$2,902/yr
Best for: Telematics savings
State Farm
Monthly
$250/mo
Annual
$3,001/yr
Best for: Good students
Travelers
Monthly
$261/mo
Annual
$3,133/yr
Best for: Multiple discounts
Nationwide
Monthly
$286/mo
Annual
$3,430/yr
Best for: Bundling home + auto
Farmers
Monthly
$297/mo
Annual
$3,562/yr
Best for: Signal telematics
Allstate
Monthly
$308/mo
Annual
$3,694/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$324/mo
Annual
$3,892/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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BMW X3 Insurance by Age in Kansas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $670/mo | $8,045/yr |
| 19 years old | $405/mo | $4,865/yr |
| 21 years old | $323/mo | $3,875/yr |
| 25 years old | $212/mo | $2,548/yr |
| 30 years old | $176/mo | $2,106/yr |
| 40 years old | $165/mo | $1,980/yr |
| 50 years old | $160/mo | $1,916/yr |
| 65 years old | $174/mo | $2,085/yr |