Dodge Challenger Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 Dodge Challenger in Kentucky costs $346/month ($4,149/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Dodge Challenger Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $256/mo | $3,070/yr | Military families |
| Erie Insurance | $273/mo | $3,278/yr | Rate lock guarantee |
| GEICO | $284/mo | $3,402/yr | Clean driving record |
| Progressive | $304/mo | $3,651/yr | Telematics savings |
| State Farm | $315/mo | $3,776/yr | Good students |
| Travelers | $328/mo | $3,942/yr | Multiple discounts |
| Nationwide | $360/mo | $4,315/yr | Bundling home + auto |
| Farmers | $373/mo | $4,481/yr | Signal telematics |
| Allstate | $387/mo | $4,647/yr | Accident forgiveness |
| Liberty Mutual | $408/mo | $4,896/yr | New car replacement |
USAACheapest
Monthly
$256/mo
Annual
$3,070/yr
Best for: Military families
Erie Insurance
Monthly
$273/mo
Annual
$3,278/yr
Best for: Rate lock guarantee
GEICO
Monthly
$284/mo
Annual
$3,402/yr
Best for: Clean driving record
Progressive
Monthly
$304/mo
Annual
$3,651/yr
Best for: Telematics savings
State Farm
Monthly
$315/mo
Annual
$3,776/yr
Best for: Good students
Travelers
Monthly
$328/mo
Annual
$3,942/yr
Best for: Multiple discounts
Nationwide
Monthly
$360/mo
Annual
$4,315/yr
Best for: Bundling home + auto
Farmers
Monthly
$373/mo
Annual
$4,481/yr
Best for: Signal telematics
Allstate
Monthly
$387/mo
Annual
$4,647/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$408/mo
Annual
$4,896/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Dodge Challenger Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |