Dodge Challenger Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Dodge Challenger in North Carolina costs $197/month ($2,362/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Dodge Challenger Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $146/mo | $1,748/yr | Military families |
| Erie Insurance | $155/mo | $1,866/yr | Rate lock guarantee |
| GEICO | $161/mo | $1,937/yr | Clean driving record |
| Progressive | $173/mo | $2,079/yr | Telematics savings |
| State Farm | $179/mo | $2,149/yr | Good students |
| Travelers | $187/mo | $2,244/yr | Multiple discounts |
| Nationwide | $205/mo | $2,456/yr | Bundling home + auto |
| Farmers | $213/mo | $2,551/yr | Signal telematics |
| Allstate | $220/mo | $2,645/yr | Accident forgiveness |
| Liberty Mutual | $232/mo | $2,787/yr | New car replacement |
USAACheapest
Monthly
$146/mo
Annual
$1,748/yr
Best for: Military families
Erie Insurance
Monthly
$155/mo
Annual
$1,866/yr
Best for: Rate lock guarantee
GEICO
Monthly
$161/mo
Annual
$1,937/yr
Best for: Clean driving record
Progressive
Monthly
$173/mo
Annual
$2,079/yr
Best for: Telematics savings
State Farm
Monthly
$179/mo
Annual
$2,149/yr
Best for: Good students
Travelers
Monthly
$187/mo
Annual
$2,244/yr
Best for: Multiple discounts
Nationwide
Monthly
$205/mo
Annual
$2,456/yr
Best for: Bundling home + auto
Farmers
Monthly
$213/mo
Annual
$2,551/yr
Best for: Signal telematics
Allstate
Monthly
$220/mo
Annual
$2,645/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$232/mo
Annual
$2,787/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Dodge Challenger Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |