2024 Ford Explorer: Insurance & Ownership Costs
Quick Answer
The 2024 Ford Explorer costs an average of $199/month to insure (full coverage). 5-year total cost of ownership: $50,817 ($847/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$38,420
Avg Insurance
$199/mo
MPG Combined
24
Safety Rating
4/5
Ford Explorer Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $2,046/yr | $171/mo | Details |
| Alaska | $1,925/yr | $160/mo | Details |
| Arizona | $2,320/yr | $193/mo | Details |
| Arkansas | $2,100/yr | $175/mo | Details |
| California | $2,609/yr | $217/mo | Details |
| Colorado | $2,346/yr | $196/mo | Details |
| Connecticut | $2,689/yr | $224/mo | Details |
| Delaware | $2,359/yr | $197/mo | Details |
| Florida | $4,261/yr | $355/mo | Details |
| Georgia | $2,683/yr | $224/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$19,210
Insurance
$11,940
Fuel
$9,625
Maintenance
$3,160
Financing
$6,522
Registration
$360
5-Year Total Cost
$50,817
$847/month | $1/mile