Ford F-150 Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Ford F-150 in California costs $261/month ($3,128/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford F-150 Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $193/mo | $2,315/yr | Military families |
| Erie Insurance | $206/mo | $2,471/yr | Rate lock guarantee |
| GEICO | $214/mo | $2,565/yr | Clean driving record |
| Progressive | $229/mo | $2,753/yr | Telematics savings |
| State Farm | $237/mo | $2,846/yr | Good students |
| Travelers | $248/mo | $2,972/yr | Multiple discounts |
| Nationwide | $271/mo | $3,253/yr | Bundling home + auto |
| Farmers | $282/mo | $3,378/yr | Signal telematics |
| Allstate | $292/mo | $3,503/yr | Accident forgiveness |
| Liberty Mutual | $308/mo | $3,691/yr | New car replacement |
USAACheapest
Monthly
$193/mo
Annual
$2,315/yr
Best for: Military families
Erie Insurance
Monthly
$206/mo
Annual
$2,471/yr
Best for: Rate lock guarantee
GEICO
Monthly
$214/mo
Annual
$2,565/yr
Best for: Clean driving record
Progressive
Monthly
$229/mo
Annual
$2,753/yr
Best for: Telematics savings
State Farm
Monthly
$237/mo
Annual
$2,846/yr
Best for: Good students
Travelers
Monthly
$248/mo
Annual
$2,972/yr
Best for: Multiple discounts
Nationwide
Monthly
$271/mo
Annual
$3,253/yr
Best for: Bundling home + auto
Farmers
Monthly
$282/mo
Annual
$3,378/yr
Best for: Signal telematics
Allstate
Monthly
$292/mo
Annual
$3,503/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$308/mo
Annual
$3,691/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford F-150 Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |