Ford F-150 Insurance in Texas (2026)
Quick Answer
Full coverage for a 2024 Ford F-150 in Texas costs $262/month ($3,138/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Ford F-150 Rates by Company in Texas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $194/mo | $2,322/yr | Military families |
| Erie Insurance | $207/mo | $2,479/yr | Rate lock guarantee |
| GEICO | $214/mo | $2,573/yr | Clean driving record |
| Progressive | $230/mo | $2,761/yr | Telematics savings |
| State Farm | $238/mo | $2,856/yr | Good students |
| Travelers | $248/mo | $2,981/yr | Multiple discounts |
| Nationwide | $272/mo | $3,264/yr | Bundling home + auto |
| Farmers | $282/mo | $3,389/yr | Signal telematics |
| Allstate | $293/mo | $3,515/yr | Accident forgiveness |
| Liberty Mutual | $309/mo | $3,703/yr | New car replacement |
USAACheapest
Monthly
$194/mo
Annual
$2,322/yr
Best for: Military families
Erie Insurance
Monthly
$207/mo
Annual
$2,479/yr
Best for: Rate lock guarantee
GEICO
Monthly
$214/mo
Annual
$2,573/yr
Best for: Clean driving record
Progressive
Monthly
$230/mo
Annual
$2,761/yr
Best for: Telematics savings
State Farm
Monthly
$238/mo
Annual
$2,856/yr
Best for: Good students
Travelers
Monthly
$248/mo
Annual
$2,981/yr
Best for: Multiple discounts
Nationwide
Monthly
$272/mo
Annual
$3,264/yr
Best for: Bundling home + auto
Farmers
Monthly
$282/mo
Annual
$3,389/yr
Best for: Signal telematics
Allstate
Monthly
$293/mo
Annual
$3,515/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$309/mo
Annual
$3,703/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford F-150 Insurance by Age in Texas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $772/mo | $9,260/yr |
| 19 years old | $467/mo | $5,599/yr |
| 21 years old | $372/mo | $4,460/yr |
| 25 years old | $244/mo | $2,933/yr |
| 30 years old | $202/mo | $2,424/yr |
| 40 years old | $190/mo | $2,279/yr |
| 50 years old | $184/mo | $2,206/yr |
| 65 years old | $200/mo | $2,400/yr |