2024 Ford F-150: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Ford F-150 costs $50,649 to own over 5 years, or $844/month. The biggest expenses are depreciation ($17,316) and insurance ($12,420).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$50,649
$844/month • $1/mile
Cost Breakdown
Depreciation$17,316 (34%)
Insurance$12,420 (25%)
Fuel/Energy$10,500 (21%)
Maintenance$3,940 (8%)
Financing$6,113 (12%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $6,494 | $2,484 | $2,100 | $788 | $11,866 |
| Year 2 | $2,706 | $2,484 | $2,100 | $788 | $8,078 |
| Year 3 | $2,706 | $2,484 | $2,100 | $788 | $8,078 |
| Year 4 | $2,706 | $2,484 | $2,100 | $788 | $8,078 |
| Year 5 | $2,706 | $2,484 | $2,100 | $788 | $8,078 |
Key Facts
1-Year Depreciation
18% ($6,494)
5-Year Depreciation
48% ($17,316)
Annual Repair Cost
$1,028
Annual Maintenance
$788
These are estimates based on state averages. Your exact rate depends on your specific profile.
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