2024 Ford Mustang: Insurance & Ownership Costs
Quick Answer
The 2024 Ford Mustang costs an average of $247/month to insure (full coverage). 5-year total cost of ownership: $49,744 ($829/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$32,515
Avg Insurance
$247/mo
MPG Combined
22
Safety Rating
4/5
Ford Mustang Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $2,901/yr | $242/mo | Details |
| Alaska | $2,730/yr | $228/mo | Details |
| Arizona | $3,290/yr | $274/mo | Details |
| Arkansas | $2,978/yr | $248/mo | Details |
| California | $3,701/yr | $308/mo | Details |
| Colorado | $3,327/yr | $277/mo | Details |
| Connecticut | $3,814/yr | $318/mo | Details |
| Delaware | $3,345/yr | $279/mo | Details |
| Florida | $6,043/yr | $504/mo | Details |
| Georgia | $3,805/yr | $317/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
5-Year Total Cost of Ownership
Depreciation
$15,607
Insurance
$14,820
Fuel
$10,500
Maintenance
$2,980
Financing
$5,477
Registration
$360
5-Year Total Cost
$49,744
$829/month | $1/mile