Ford Ranger Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Ford Ranger in California costs $217/month ($2,609/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Ranger Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $161/mo | $1,931/yr | Military families |
| Erie Insurance | $172/mo | $2,061/yr | Rate lock guarantee |
| GEICO | $178/mo | $2,139/yr | Clean driving record |
| Progressive | $191/mo | $2,296/yr | Telematics savings |
| State Farm | $198/mo | $2,374/yr | Good students |
| Travelers | $207/mo | $2,479/yr | Multiple discounts |
| Nationwide | $226/mo | $2,713/yr | Bundling home + auto |
| Farmers | $235/mo | $2,818/yr | Signal telematics |
| Allstate | $244/mo | $2,922/yr | Accident forgiveness |
| Liberty Mutual | $257/mo | $3,079/yr | New car replacement |
USAACheapest
Monthly
$161/mo
Annual
$1,931/yr
Best for: Military families
Erie Insurance
Monthly
$172/mo
Annual
$2,061/yr
Best for: Rate lock guarantee
GEICO
Monthly
$178/mo
Annual
$2,139/yr
Best for: Clean driving record
Progressive
Monthly
$191/mo
Annual
$2,296/yr
Best for: Telematics savings
State Farm
Monthly
$198/mo
Annual
$2,374/yr
Best for: Good students
Travelers
Monthly
$207/mo
Annual
$2,479/yr
Best for: Multiple discounts
Nationwide
Monthly
$226/mo
Annual
$2,713/yr
Best for: Bundling home + auto
Farmers
Monthly
$235/mo
Annual
$2,818/yr
Best for: Signal telematics
Allstate
Monthly
$244/mo
Annual
$2,922/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$257/mo
Annual
$3,079/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Ranger Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |