Ford Ranger Insurance in Colorado (2026)
Quick Answer
Full coverage for a 2024 Ford Ranger in Colorado costs $196/month ($2,346/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Ranger Rates by Company in Colorado
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $145/mo | $1,736/yr | Military families |
| Erie Insurance | $154/mo | $1,853/yr | Rate lock guarantee |
| GEICO | $160/mo | $1,924/yr | Clean driving record |
| Progressive | $172/mo | $2,064/yr | Telematics savings |
| State Farm | $178/mo | $2,135/yr | Good students |
| Travelers | $186/mo | $2,229/yr | Multiple discounts |
| Nationwide | $203/mo | $2,440/yr | Bundling home + auto |
| Farmers | $211/mo | $2,534/yr | Signal telematics |
| Allstate | $219/mo | $2,628/yr | Accident forgiveness |
| Liberty Mutual | $231/mo | $2,768/yr | New car replacement |
USAACheapest
Monthly
$145/mo
Annual
$1,736/yr
Best for: Military families
Erie Insurance
Monthly
$154/mo
Annual
$1,853/yr
Best for: Rate lock guarantee
GEICO
Monthly
$160/mo
Annual
$1,924/yr
Best for: Clean driving record
Progressive
Monthly
$172/mo
Annual
$2,064/yr
Best for: Telematics savings
State Farm
Monthly
$178/mo
Annual
$2,135/yr
Best for: Good students
Travelers
Monthly
$186/mo
Annual
$2,229/yr
Best for: Multiple discounts
Nationwide
Monthly
$203/mo
Annual
$2,440/yr
Best for: Bundling home + auto
Farmers
Monthly
$211/mo
Annual
$2,534/yr
Best for: Signal telematics
Allstate
Monthly
$219/mo
Annual
$2,628/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$231/mo
Annual
$2,768/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Ranger Insurance by Age in Colorado
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $691/mo | $8,297/yr |
| 19 years old | $418/mo | $5,017/yr |
| 21 years old | $333/mo | $3,996/yr |
| 25 years old | $219/mo | $2,628/yr |
| 30 years old | $181/mo | $2,172/yr |
| 40 years old | $170/mo | $2,042/yr |
| 50 years old | $165/mo | $1,977/yr |
| 65 years old | $179/mo | $2,150/yr |