Ford Ranger Insurance in Massachusetts (2026)
Quick Answer
Full coverage for a 2024 Ford Ranger in Massachusetts costs $181/month ($2,177/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Ranger Rates by Company in Massachusetts
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $134/mo | $1,611/yr | Military families |
| Erie Insurance | $143/mo | $1,720/yr | Rate lock guarantee |
| GEICO | $149/mo | $1,785/yr | Clean driving record |
| Progressive | $160/mo | $1,916/yr | Telematics savings |
| State Farm | $165/mo | $1,981/yr | Good students |
| Travelers | $172/mo | $2,068/yr | Multiple discounts |
| Nationwide | $189/mo | $2,264/yr | Bundling home + auto |
| Farmers | $196/mo | $2,351/yr | Signal telematics |
| Allstate | $203/mo | $2,438/yr | Accident forgiveness |
| Liberty Mutual | $214/mo | $2,569/yr | New car replacement |
USAACheapest
Monthly
$134/mo
Annual
$1,611/yr
Best for: Military families
Erie Insurance
Monthly
$143/mo
Annual
$1,720/yr
Best for: Rate lock guarantee
GEICO
Monthly
$149/mo
Annual
$1,785/yr
Best for: Clean driving record
Progressive
Monthly
$160/mo
Annual
$1,916/yr
Best for: Telematics savings
State Farm
Monthly
$165/mo
Annual
$1,981/yr
Best for: Good students
Travelers
Monthly
$172/mo
Annual
$2,068/yr
Best for: Multiple discounts
Nationwide
Monthly
$189/mo
Annual
$2,264/yr
Best for: Bundling home + auto
Farmers
Monthly
$196/mo
Annual
$2,351/yr
Best for: Signal telematics
Allstate
Monthly
$203/mo
Annual
$2,438/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$214/mo
Annual
$2,569/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Ranger Insurance by Age in Massachusetts
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $642/mo | $7,701/yr |
| 19 years old | $388/mo | $4,657/yr |
| 21 years old | $309/mo | $3,709/yr |
| 25 years old | $203/mo | $2,439/yr |
| 30 years old | $168/mo | $2,016/yr |
| 40 years old | $158/mo | $1,895/yr |
| 50 years old | $153/mo | $1,835/yr |
| 65 years old | $166/mo | $1,996/yr |