Ford Ranger Insurance in New Jersey (2026)
Quick Answer
Full coverage for a 2024 Ford Ranger in New Jersey costs $272/month ($3,266/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Ranger Rates by Company in New Jersey
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $201/mo | $2,417/yr | Military families |
| Erie Insurance | $215/mo | $2,580/yr | Rate lock guarantee |
| GEICO | $223/mo | $2,678/yr | Clean driving record |
| Progressive | $240/mo | $2,874/yr | Telematics savings |
| State Farm | $248/mo | $2,972/yr | Good students |
| Travelers | $259/mo | $3,103/yr | Multiple discounts |
| Nationwide | $283/mo | $3,397/yr | Bundling home + auto |
| Farmers | $294/mo | $3,527/yr | Signal telematics |
| Allstate | $305/mo | $3,658/yr | Accident forgiveness |
| Liberty Mutual | $321/mo | $3,854/yr | New car replacement |
USAACheapest
Monthly
$201/mo
Annual
$2,417/yr
Best for: Military families
Erie Insurance
Monthly
$215/mo
Annual
$2,580/yr
Best for: Rate lock guarantee
GEICO
Monthly
$223/mo
Annual
$2,678/yr
Best for: Clean driving record
Progressive
Monthly
$240/mo
Annual
$2,874/yr
Best for: Telematics savings
State Farm
Monthly
$248/mo
Annual
$2,972/yr
Best for: Good students
Travelers
Monthly
$259/mo
Annual
$3,103/yr
Best for: Multiple discounts
Nationwide
Monthly
$283/mo
Annual
$3,397/yr
Best for: Bundling home + auto
Farmers
Monthly
$294/mo
Annual
$3,527/yr
Best for: Signal telematics
Allstate
Monthly
$305/mo
Annual
$3,658/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$321/mo
Annual
$3,854/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Ranger Insurance by Age in New Jersey
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $963/mo | $11,552/yr |
| 19 years old | $582/mo | $6,985/yr |
| 21 years old | $464/mo | $5,564/yr |
| 25 years old | $305/mo | $3,659/yr |
| 30 years old | $252/mo | $3,024/yr |
| 40 years old | $237/mo | $2,843/yr |
| 50 years old | $229/mo | $2,752/yr |
| 65 years old | $250/mo | $2,994/yr |