Ford Ranger Insurance in New York (2026)
Quick Answer
Full coverage for a 2024 Ford Ranger in New York costs $346/month ($4,147/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Ranger Rates by Company in New York
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $256/mo | $3,069/yr | Military families |
| Erie Insurance | $273/mo | $3,276/yr | Rate lock guarantee |
| GEICO | $283/mo | $3,401/yr | Clean driving record |
| Progressive | $304/mo | $3,649/yr | Telematics savings |
| State Farm | $314/mo | $3,774/yr | Good students |
| Travelers | $328/mo | $3,940/yr | Multiple discounts |
| Nationwide | $359/mo | $4,313/yr | Bundling home + auto |
| Farmers | $373/mo | $4,479/yr | Signal telematics |
| Allstate | $387/mo | $4,645/yr | Accident forgiveness |
| Liberty Mutual | $408/mo | $4,893/yr | New car replacement |
USAACheapest
Monthly
$256/mo
Annual
$3,069/yr
Best for: Military families
Erie Insurance
Monthly
$273/mo
Annual
$3,276/yr
Best for: Rate lock guarantee
GEICO
Monthly
$283/mo
Annual
$3,401/yr
Best for: Clean driving record
Progressive
Monthly
$304/mo
Annual
$3,649/yr
Best for: Telematics savings
State Farm
Monthly
$314/mo
Annual
$3,774/yr
Best for: Good students
Travelers
Monthly
$328/mo
Annual
$3,940/yr
Best for: Multiple discounts
Nationwide
Monthly
$359/mo
Annual
$4,313/yr
Best for: Bundling home + auto
Farmers
Monthly
$373/mo
Annual
$4,479/yr
Best for: Signal telematics
Allstate
Monthly
$387/mo
Annual
$4,645/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$408/mo
Annual
$4,893/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Ranger Insurance by Age in New York
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,222/mo | $14,669/yr |
| 19 years old | $739/mo | $8,870/yr |
| 21 years old | $589/mo | $7,066/yr |
| 25 years old | $387/mo | $4,646/yr |
| 30 years old | $320/mo | $3,840/yr |
| 40 years old | $301/mo | $3,610/yr |
| 50 years old | $291/mo | $3,494/yr |
| 65 years old | $317/mo | $3,802/yr |