Ford Ranger Insurance in North Carolina (2026)
Quick Answer
Full coverage for a 2024 Ford Ranger in North Carolina costs $129/month ($1,542/year). Safety rating: 4/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Ford Ranger Rates by Company in North Carolina
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $95/mo | $1,141/yr | Military families |
| Erie Insurance | $102/mo | $1,218/yr | Rate lock guarantee |
| GEICO | $105/mo | $1,264/yr | Clean driving record |
| Progressive | $113/mo | $1,357/yr | Telematics savings |
| State Farm | $117/mo | $1,403/yr | Good students |
| Travelers | $122/mo | $1,465/yr | Multiple discounts |
| Nationwide | $134/mo | $1,604/yr | Bundling home + auto |
| Farmers | $139/mo | $1,665/yr | Signal telematics |
| Allstate | $144/mo | $1,727/yr | Accident forgiveness |
| Liberty Mutual | $152/mo | $1,820/yr | New car replacement |
USAACheapest
Monthly
$95/mo
Annual
$1,141/yr
Best for: Military families
Erie Insurance
Monthly
$102/mo
Annual
$1,218/yr
Best for: Rate lock guarantee
GEICO
Monthly
$105/mo
Annual
$1,264/yr
Best for: Clean driving record
Progressive
Monthly
$113/mo
Annual
$1,357/yr
Best for: Telematics savings
State Farm
Monthly
$117/mo
Annual
$1,403/yr
Best for: Good students
Travelers
Monthly
$122/mo
Annual
$1,465/yr
Best for: Multiple discounts
Nationwide
Monthly
$134/mo
Annual
$1,604/yr
Best for: Bundling home + auto
Farmers
Monthly
$139/mo
Annual
$1,665/yr
Best for: Signal telematics
Allstate
Monthly
$144/mo
Annual
$1,727/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$152/mo
Annual
$1,820/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Ford Ranger Insurance by Age in North Carolina
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $455/mo | $5,455/yr |
| 19 years old | $275/mo | $3,299/yr |
| 21 years old | $219/mo | $2,628/yr |
| 25 years old | $144/mo | $1,728/yr |
| 30 years old | $119/mo | $1,428/yr |
| 40 years old | $112/mo | $1,342/yr |
| 50 years old | $108/mo | $1,299/yr |
| 65 years old | $118/mo | $1,414/yr |