GMC Sierra 1500 Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 GMC Sierra 1500 in Florida costs $426/month ($5,108/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
GMC Sierra 1500 Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $315/mo | $3,780/yr | Military families |
| Erie Insurance | $336/mo | $4,035/yr | Rate lock guarantee |
| GEICO | $349/mo | $4,189/yr | Clean driving record |
| Progressive | $375/mo | $4,495/yr | Telematics savings |
| State Farm | $387/mo | $4,648/yr | Good students |
| Travelers | $404/mo | $4,853/yr | Multiple discounts |
| Nationwide | $443/mo | $5,312/yr | Bundling home + auto |
| Farmers | $460/mo | $5,517/yr | Signal telematics |
| Allstate | $477/mo | $5,721/yr | Accident forgiveness |
| Liberty Mutual | $502/mo | $6,027/yr | New car replacement |
USAACheapest
Monthly
$315/mo
Annual
$3,780/yr
Best for: Military families
Erie Insurance
Monthly
$336/mo
Annual
$4,035/yr
Best for: Rate lock guarantee
GEICO
Monthly
$349/mo
Annual
$4,189/yr
Best for: Clean driving record
Progressive
Monthly
$375/mo
Annual
$4,495/yr
Best for: Telematics savings
State Farm
Monthly
$387/mo
Annual
$4,648/yr
Best for: Good students
Travelers
Monthly
$404/mo
Annual
$4,853/yr
Best for: Multiple discounts
Nationwide
Monthly
$443/mo
Annual
$5,312/yr
Best for: Bundling home + auto
Farmers
Monthly
$460/mo
Annual
$5,517/yr
Best for: Signal telematics
Allstate
Monthly
$477/mo
Annual
$5,721/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$502/mo
Annual
$6,027/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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GMC Sierra 1500 Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |