GMC Sierra 1500 Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 GMC Sierra 1500 in Kentucky costs $271/month ($3,247/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
GMC Sierra 1500 Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $200/mo | $2,403/yr | Military families |
| Erie Insurance | $214/mo | $2,565/yr | Rate lock guarantee |
| GEICO | $222/mo | $2,663/yr | Clean driving record |
| Progressive | $238/mo | $2,857/yr | Telematics savings |
| State Farm | $246/mo | $2,955/yr | Good students |
| Travelers | $257/mo | $3,085/yr | Multiple discounts |
| Nationwide | $281/mo | $3,377/yr | Bundling home + auto |
| Farmers | $292/mo | $3,507/yr | Signal telematics |
| Allstate | $303/mo | $3,637/yr | Accident forgiveness |
| Liberty Mutual | $319/mo | $3,831/yr | New car replacement |
USAACheapest
Monthly
$200/mo
Annual
$2,403/yr
Best for: Military families
Erie Insurance
Monthly
$214/mo
Annual
$2,565/yr
Best for: Rate lock guarantee
GEICO
Monthly
$222/mo
Annual
$2,663/yr
Best for: Clean driving record
Progressive
Monthly
$238/mo
Annual
$2,857/yr
Best for: Telematics savings
State Farm
Monthly
$246/mo
Annual
$2,955/yr
Best for: Good students
Travelers
Monthly
$257/mo
Annual
$3,085/yr
Best for: Multiple discounts
Nationwide
Monthly
$281/mo
Annual
$3,377/yr
Best for: Bundling home + auto
Farmers
Monthly
$292/mo
Annual
$3,507/yr
Best for: Signal telematics
Allstate
Monthly
$303/mo
Annual
$3,637/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$319/mo
Annual
$3,831/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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GMC Sierra 1500 Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |