GMC Sierra 1500 Insurance in Michigan (2026)
Quick Answer
Full coverage for a 2024 GMC Sierra 1500 in Michigan costs $316/month ($3,791/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
GMC Sierra 1500 Rates by Company in Michigan
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $234/mo | $2,805/yr | Military families |
| Erie Insurance | $250/mo | $2,995/yr | Rate lock guarantee |
| GEICO | $259/mo | $3,109/yr | Clean driving record |
| Progressive | $278/mo | $3,336/yr | Telematics savings |
| State Farm | $287/mo | $3,450/yr | Good students |
| Travelers | $300/mo | $3,601/yr | Multiple discounts |
| Nationwide | $329/mo | $3,943/yr | Bundling home + auto |
| Farmers | $341/mo | $4,094/yr | Signal telematics |
| Allstate | $354/mo | $4,246/yr | Accident forgiveness |
| Liberty Mutual | $373/mo | $4,473/yr | New car replacement |
USAACheapest
Monthly
$234/mo
Annual
$2,805/yr
Best for: Military families
Erie Insurance
Monthly
$250/mo
Annual
$2,995/yr
Best for: Rate lock guarantee
GEICO
Monthly
$259/mo
Annual
$3,109/yr
Best for: Clean driving record
Progressive
Monthly
$278/mo
Annual
$3,336/yr
Best for: Telematics savings
State Farm
Monthly
$287/mo
Annual
$3,450/yr
Best for: Good students
Travelers
Monthly
$300/mo
Annual
$3,601/yr
Best for: Multiple discounts
Nationwide
Monthly
$329/mo
Annual
$3,943/yr
Best for: Bundling home + auto
Farmers
Monthly
$341/mo
Annual
$4,094/yr
Best for: Signal telematics
Allstate
Monthly
$354/mo
Annual
$4,246/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$373/mo
Annual
$4,473/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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GMC Sierra 1500 Insurance by Age in Michigan
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $932/mo | $11,185/yr |
| 19 years old | $564/mo | $6,764/yr |
| 21 years old | $449/mo | $5,388/yr |
| 25 years old | $295/mo | $3,543/yr |
| 30 years old | $244/mo | $2,928/yr |
| 40 years old | $229/mo | $2,752/yr |
| 50 years old | $222/mo | $2,664/yr |
| 65 years old | $242/mo | $2,899/yr |