GMC Sierra 1500 Insurance in New Mexico (2026)
Quick Answer
Full coverage for a 2024 GMC Sierra 1500 in New Mexico costs $200/month ($2,400/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
GMC Sierra 1500 Rates by Company in New Mexico
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $148/mo | $1,776/yr | Military families |
| Erie Insurance | $158/mo | $1,896/yr | Rate lock guarantee |
| GEICO | $164/mo | $1,968/yr | Clean driving record |
| Progressive | $176/mo | $2,112/yr | Telematics savings |
| State Farm | $182/mo | $2,184/yr | Good students |
| Travelers | $190/mo | $2,280/yr | Multiple discounts |
| Nationwide | $208/mo | $2,496/yr | Bundling home + auto |
| Farmers | $216/mo | $2,592/yr | Signal telematics |
| Allstate | $224/mo | $2,688/yr | Accident forgiveness |
| Liberty Mutual | $236/mo | $2,832/yr | New car replacement |
USAACheapest
Monthly
$148/mo
Annual
$1,776/yr
Best for: Military families
Erie Insurance
Monthly
$158/mo
Annual
$1,896/yr
Best for: Rate lock guarantee
GEICO
Monthly
$164/mo
Annual
$1,968/yr
Best for: Clean driving record
Progressive
Monthly
$176/mo
Annual
$2,112/yr
Best for: Telematics savings
State Farm
Monthly
$182/mo
Annual
$2,184/yr
Best for: Good students
Travelers
Monthly
$190/mo
Annual
$2,280/yr
Best for: Multiple discounts
Nationwide
Monthly
$208/mo
Annual
$2,496/yr
Best for: Bundling home + auto
Farmers
Monthly
$216/mo
Annual
$2,592/yr
Best for: Signal telematics
Allstate
Monthly
$224/mo
Annual
$2,688/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$236/mo
Annual
$2,832/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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GMC Sierra 1500 Insurance by Age in New Mexico
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $590/mo | $7,082/yr |
| 19 years old | $357/mo | $4,283/yr |
| 21 years old | $284/mo | $3,411/yr |
| 25 years old | $187/mo | $2,243/yr |
| 30 years old | $155/mo | $1,854/yr |
| 40 years old | $145/mo | $1,743/yr |
| 50 years old | $141/mo | $1,687/yr |
| 65 years old | $153/mo | $1,835/yr |