GMC Sierra 1500 Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 GMC Sierra 1500 in Rhode Island costs $251/month ($3,006/year). Safety rating: 4/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
GMC Sierra 1500 Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $185/mo | $2,224/yr | Military families |
| Erie Insurance | $198/mo | $2,375/yr | Rate lock guarantee |
| GEICO | $205/mo | $2,465/yr | Clean driving record |
| Progressive | $220/mo | $2,645/yr | Telematics savings |
| State Farm | $228/mo | $2,735/yr | Good students |
| Travelers | $238/mo | $2,856/yr | Multiple discounts |
| Nationwide | $261/mo | $3,126/yr | Bundling home + auto |
| Farmers | $271/mo | $3,246/yr | Signal telematics |
| Allstate | $281/mo | $3,367/yr | Accident forgiveness |
| Liberty Mutual | $296/mo | $3,547/yr | New car replacement |
USAACheapest
Monthly
$185/mo
Annual
$2,224/yr
Best for: Military families
Erie Insurance
Monthly
$198/mo
Annual
$2,375/yr
Best for: Rate lock guarantee
GEICO
Monthly
$205/mo
Annual
$2,465/yr
Best for: Clean driving record
Progressive
Monthly
$220/mo
Annual
$2,645/yr
Best for: Telematics savings
State Farm
Monthly
$228/mo
Annual
$2,735/yr
Best for: Good students
Travelers
Monthly
$238/mo
Annual
$2,856/yr
Best for: Multiple discounts
Nationwide
Monthly
$261/mo
Annual
$3,126/yr
Best for: Bundling home + auto
Farmers
Monthly
$271/mo
Annual
$3,246/yr
Best for: Signal telematics
Allstate
Monthly
$281/mo
Annual
$3,367/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$296/mo
Annual
$3,547/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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GMC Sierra 1500 Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |