Honda Accord Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 Honda Accord in Kentucky costs $199/month ($2,383/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Honda Accord Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $147/mo | $1,763/yr | Military families |
| Erie Insurance | $157/mo | $1,883/yr | Rate lock guarantee |
| GEICO | $163/mo | $1,954/yr | Clean driving record |
| Progressive | $175/mo | $2,097/yr | Telematics savings |
| State Farm | $181/mo | $2,169/yr | Good students |
| Travelers | $189/mo | $2,264/yr | Multiple discounts |
| Nationwide | $207/mo | $2,478/yr | Bundling home + auto |
| Farmers | $214/mo | $2,574/yr | Signal telematics |
| Allstate | $222/mo | $2,669/yr | Accident forgiveness |
| Liberty Mutual | $234/mo | $2,812/yr | New car replacement |
USAACheapest
Monthly
$147/mo
Annual
$1,763/yr
Best for: Military families
Erie Insurance
Monthly
$157/mo
Annual
$1,883/yr
Best for: Rate lock guarantee
GEICO
Monthly
$163/mo
Annual
$1,954/yr
Best for: Clean driving record
Progressive
Monthly
$175/mo
Annual
$2,097/yr
Best for: Telematics savings
State Farm
Monthly
$181/mo
Annual
$2,169/yr
Best for: Good students
Travelers
Monthly
$189/mo
Annual
$2,264/yr
Best for: Multiple discounts
Nationwide
Monthly
$207/mo
Annual
$2,478/yr
Best for: Bundling home + auto
Farmers
Monthly
$214/mo
Annual
$2,574/yr
Best for: Signal telematics
Allstate
Monthly
$222/mo
Annual
$2,669/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$234/mo
Annual
$2,812/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Accord Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |