Honda Accord Insurance in Michigan (2026)
Quick Answer
Full coverage for a 2024 Honda Accord in Michigan costs $232/month ($2,782/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Honda Accord Rates by Company in Michigan
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $172/mo | $2,059/yr | Military families |
| Erie Insurance | $183/mo | $2,198/yr | Rate lock guarantee |
| GEICO | $190/mo | $2,281/yr | Clean driving record |
| Progressive | $204/mo | $2,448/yr | Telematics savings |
| State Farm | $211/mo | $2,532/yr | Good students |
| Travelers | $220/mo | $2,643/yr | Multiple discounts |
| Nationwide | $241/mo | $2,893/yr | Bundling home + auto |
| Farmers | $250/mo | $3,005/yr | Signal telematics |
| Allstate | $260/mo | $3,116/yr | Accident forgiveness |
| Liberty Mutual | $274/mo | $3,283/yr | New car replacement |
USAACheapest
Monthly
$172/mo
Annual
$2,059/yr
Best for: Military families
Erie Insurance
Monthly
$183/mo
Annual
$2,198/yr
Best for: Rate lock guarantee
GEICO
Monthly
$190/mo
Annual
$2,281/yr
Best for: Clean driving record
Progressive
Monthly
$204/mo
Annual
$2,448/yr
Best for: Telematics savings
State Farm
Monthly
$211/mo
Annual
$2,532/yr
Best for: Good students
Travelers
Monthly
$220/mo
Annual
$2,643/yr
Best for: Multiple discounts
Nationwide
Monthly
$241/mo
Annual
$2,893/yr
Best for: Bundling home + auto
Farmers
Monthly
$250/mo
Annual
$3,005/yr
Best for: Signal telematics
Allstate
Monthly
$260/mo
Annual
$3,116/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$274/mo
Annual
$3,283/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Accord Insurance by Age in Michigan
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $932/mo | $11,185/yr |
| 19 years old | $564/mo | $6,764/yr |
| 21 years old | $449/mo | $5,388/yr |
| 25 years old | $295/mo | $3,543/yr |
| 30 years old | $244/mo | $2,928/yr |
| 40 years old | $229/mo | $2,752/yr |
| 50 years old | $222/mo | $2,664/yr |
| 65 years old | $242/mo | $2,899/yr |