Honda Accord Insurance in Montana (2026)
Quick Answer
Full coverage for a 2024 Honda Accord in Montana costs $131/month ($1,568/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Honda Accord Rates by Company in Montana
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $97/mo | $1,160/yr | Military families |
| Erie Insurance | $103/mo | $1,239/yr | Rate lock guarantee |
| GEICO | $107/mo | $1,286/yr | Clean driving record |
| Progressive | $115/mo | $1,380/yr | Telematics savings |
| State Farm | $119/mo | $1,427/yr | Good students |
| Travelers | $124/mo | $1,490/yr | Multiple discounts |
| Nationwide | $136/mo | $1,631/yr | Bundling home + auto |
| Farmers | $141/mo | $1,693/yr | Signal telematics |
| Allstate | $146/mo | $1,756/yr | Accident forgiveness |
| Liberty Mutual | $154/mo | $1,850/yr | New car replacement |
USAACheapest
Monthly
$97/mo
Annual
$1,160/yr
Best for: Military families
Erie Insurance
Monthly
$103/mo
Annual
$1,239/yr
Best for: Rate lock guarantee
GEICO
Monthly
$107/mo
Annual
$1,286/yr
Best for: Clean driving record
Progressive
Monthly
$115/mo
Annual
$1,380/yr
Best for: Telematics savings
State Farm
Monthly
$119/mo
Annual
$1,427/yr
Best for: Good students
Travelers
Monthly
$124/mo
Annual
$1,490/yr
Best for: Multiple discounts
Nationwide
Monthly
$136/mo
Annual
$1,631/yr
Best for: Bundling home + auto
Farmers
Monthly
$141/mo
Annual
$1,693/yr
Best for: Signal telematics
Allstate
Monthly
$146/mo
Annual
$1,756/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$154/mo
Annual
$1,850/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Accord Insurance by Age in Montana
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $525/mo | $6,303/yr |
| 19 years old | $318/mo | $3,812/yr |
| 21 years old | $253/mo | $3,036/yr |
| 25 years old | $166/mo | $1,997/yr |
| 30 years old | $138/mo | $1,650/yr |
| 40 years old | $129/mo | $1,551/yr |
| 50 years old | $125/mo | $1,502/yr |
| 65 years old | $136/mo | $1,634/yr |