2024 Honda Accord: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Honda Accord costs $35,173 to own over 5 years, or $586/month. The biggest expenses are depreciation ($11,244) and insurance ($9,540).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$35,173
$586/month • $0/mile
Cost Breakdown
Depreciation$11,244 (32%)
Insurance$9,540 (27%)
Fuel/Energy$7,000 (20%)
Maintenance$2,040 (6%)
Financing$4,989 (14%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $4,143 | $1,908 | $1,400 | $408 | $7,859 |
| Year 2 | $1,775 | $1,908 | $1,400 | $408 | $5,491 |
| Year 3 | $1,775 | $1,908 | $1,400 | $408 | $5,491 |
| Year 4 | $1,775 | $1,908 | $1,400 | $408 | $5,491 |
| Year 5 | $1,775 | $1,908 | $1,400 | $408 | $5,491 |
Key Facts
1-Year Depreciation
14% ($4,143)
5-Year Depreciation
38% ($11,244)
Annual Repair Cost
$432
Annual Maintenance
$408
These are estimates based on state averages. Your exact rate depends on your specific profile.
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