Honda Civic Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in California costs $200/month ($2,395/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $148/mo | $1,772/yr | Military families |
| Erie Insurance | $158/mo | $1,892/yr | Rate lock guarantee |
| GEICO | $164/mo | $1,964/yr | Clean driving record |
| Progressive | $176/mo | $2,108/yr | Telematics savings |
| State Farm | $182/mo | $2,179/yr | Good students |
| Travelers | $190/mo | $2,275/yr | Multiple discounts |
| Nationwide | $208/mo | $2,491/yr | Bundling home + auto |
| Farmers | $216/mo | $2,587/yr | Signal telematics |
| Allstate | $224/mo | $2,682/yr | Accident forgiveness |
| Liberty Mutual | $236/mo | $2,826/yr | New car replacement |
USAACheapest
Monthly
$148/mo
Annual
$1,772/yr
Best for: Military families
Erie Insurance
Monthly
$158/mo
Annual
$1,892/yr
Best for: Rate lock guarantee
GEICO
Monthly
$164/mo
Annual
$1,964/yr
Best for: Clean driving record
Progressive
Monthly
$176/mo
Annual
$2,108/yr
Best for: Telematics savings
State Farm
Monthly
$182/mo
Annual
$2,179/yr
Best for: Good students
Travelers
Monthly
$190/mo
Annual
$2,275/yr
Best for: Multiple discounts
Nationwide
Monthly
$208/mo
Annual
$2,491/yr
Best for: Bundling home + auto
Farmers
Monthly
$216/mo
Annual
$2,587/yr
Best for: Signal telematics
Allstate
Monthly
$224/mo
Annual
$2,682/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$236/mo
Annual
$2,826/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Civic Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |