Honda Civic Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in Illinois costs $154/month ($1,850/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $114/mo | $1,369/yr | Military families |
| Erie Insurance | $122/mo | $1,462/yr | Rate lock guarantee |
| GEICO | $126/mo | $1,517/yr | Clean driving record |
| Progressive | $136/mo | $1,628/yr | Telematics savings |
| State Farm | $140/mo | $1,684/yr | Good students |
| Travelers | $146/mo | $1,758/yr | Multiple discounts |
| Nationwide | $160/mo | $1,924/yr | Bundling home + auto |
| Farmers | $167/mo | $1,998/yr | Signal telematics |
| Allstate | $173/mo | $2,072/yr | Accident forgiveness |
| Liberty Mutual | $182/mo | $2,183/yr | New car replacement |
USAACheapest
Monthly
$114/mo
Annual
$1,369/yr
Best for: Military families
Erie Insurance
Monthly
$122/mo
Annual
$1,462/yr
Best for: Rate lock guarantee
GEICO
Monthly
$126/mo
Annual
$1,517/yr
Best for: Clean driving record
Progressive
Monthly
$136/mo
Annual
$1,628/yr
Best for: Telematics savings
State Farm
Monthly
$140/mo
Annual
$1,684/yr
Best for: Good students
Travelers
Monthly
$146/mo
Annual
$1,758/yr
Best for: Multiple discounts
Nationwide
Monthly
$160/mo
Annual
$1,924/yr
Best for: Bundling home + auto
Farmers
Monthly
$167/mo
Annual
$1,998/yr
Best for: Signal telematics
Allstate
Monthly
$173/mo
Annual
$2,072/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$182/mo
Annual
$2,183/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Civic Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |