Honda Civic Insurance in Kentucky (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in Kentucky costs $207/month ($2,486/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in Kentucky
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $153/mo | $1,840/yr | Military families |
| Erie Insurance | $164/mo | $1,964/yr | Rate lock guarantee |
| GEICO | $170/mo | $2,039/yr | Clean driving record |
| Progressive | $182/mo | $2,188/yr | Telematics savings |
| State Farm | $189/mo | $2,262/yr | Good students |
| Travelers | $197/mo | $2,362/yr | Multiple discounts |
| Nationwide | $215/mo | $2,585/yr | Bundling home + auto |
| Farmers | $224/mo | $2,685/yr | Signal telematics |
| Allstate | $232/mo | $2,784/yr | Accident forgiveness |
| Liberty Mutual | $244/mo | $2,933/yr | New car replacement |
USAACheapest
Monthly
$153/mo
Annual
$1,840/yr
Best for: Military families
Erie Insurance
Monthly
$164/mo
Annual
$1,964/yr
Best for: Rate lock guarantee
GEICO
Monthly
$170/mo
Annual
$2,039/yr
Best for: Clean driving record
Progressive
Monthly
$182/mo
Annual
$2,188/yr
Best for: Telematics savings
State Farm
Monthly
$189/mo
Annual
$2,262/yr
Best for: Good students
Travelers
Monthly
$197/mo
Annual
$2,362/yr
Best for: Multiple discounts
Nationwide
Monthly
$215/mo
Annual
$2,585/yr
Best for: Bundling home + auto
Farmers
Monthly
$224/mo
Annual
$2,685/yr
Best for: Signal telematics
Allstate
Monthly
$232/mo
Annual
$2,784/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$244/mo
Annual
$2,933/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Civic Insurance by Age in Kentucky
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $798/mo | $9,581/yr |
| 19 years old | $483/mo | $5,793/yr |
| 21 years old | $385/mo | $4,615/yr |
| 25 years old | $253/mo | $3,035/yr |
| 30 years old | $209/mo | $2,508/yr |
| 40 years old | $197/mo | $2,358/yr |
| 50 years old | $190/mo | $2,282/yr |
| 65 years old | $207/mo | $2,483/yr |