Honda Civic Insurance in Michigan (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in Michigan costs $242/month ($2,902/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in Michigan
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $179/mo | $2,147/yr | Military families |
| Erie Insurance | $191/mo | $2,293/yr | Rate lock guarantee |
| GEICO | $198/mo | $2,380/yr | Clean driving record |
| Progressive | $213/mo | $2,554/yr | Telematics savings |
| State Farm | $220/mo | $2,641/yr | Good students |
| Travelers | $230/mo | $2,757/yr | Multiple discounts |
| Nationwide | $252/mo | $3,018/yr | Bundling home + auto |
| Farmers | $261/mo | $3,134/yr | Signal telematics |
| Allstate | $271/mo | $3,250/yr | Accident forgiveness |
| Liberty Mutual | $285/mo | $3,424/yr | New car replacement |
USAACheapest
Monthly
$179/mo
Annual
$2,147/yr
Best for: Military families
Erie Insurance
Monthly
$191/mo
Annual
$2,293/yr
Best for: Rate lock guarantee
GEICO
Monthly
$198/mo
Annual
$2,380/yr
Best for: Clean driving record
Progressive
Monthly
$213/mo
Annual
$2,554/yr
Best for: Telematics savings
State Farm
Monthly
$220/mo
Annual
$2,641/yr
Best for: Good students
Travelers
Monthly
$230/mo
Annual
$2,757/yr
Best for: Multiple discounts
Nationwide
Monthly
$252/mo
Annual
$3,018/yr
Best for: Bundling home + auto
Farmers
Monthly
$261/mo
Annual
$3,134/yr
Best for: Signal telematics
Allstate
Monthly
$271/mo
Annual
$3,250/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$285/mo
Annual
$3,424/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Civic Insurance by Age in Michigan
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $932/mo | $11,185/yr |
| 19 years old | $564/mo | $6,764/yr |
| 21 years old | $449/mo | $5,388/yr |
| 25 years old | $295/mo | $3,543/yr |
| 30 years old | $244/mo | $2,928/yr |
| 40 years old | $229/mo | $2,752/yr |
| 50 years old | $222/mo | $2,664/yr |
| 65 years old | $242/mo | $2,899/yr |