Honda Civic Insurance in New Mexico (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in New Mexico costs $153/month ($1,838/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in New Mexico
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $113/mo | $1,360/yr | Military families |
| Erie Insurance | $121/mo | $1,452/yr | Rate lock guarantee |
| GEICO | $126/mo | $1,507/yr | Clean driving record |
| Progressive | $135/mo | $1,617/yr | Telematics savings |
| State Farm | $139/mo | $1,673/yr | Good students |
| Travelers | $146/mo | $1,746/yr | Multiple discounts |
| Nationwide | $159/mo | $1,912/yr | Bundling home + auto |
| Farmers | $165/mo | $1,985/yr | Signal telematics |
| Allstate | $172/mo | $2,059/yr | Accident forgiveness |
| Liberty Mutual | $181/mo | $2,169/yr | New car replacement |
USAACheapest
Monthly
$113/mo
Annual
$1,360/yr
Best for: Military families
Erie Insurance
Monthly
$121/mo
Annual
$1,452/yr
Best for: Rate lock guarantee
GEICO
Monthly
$126/mo
Annual
$1,507/yr
Best for: Clean driving record
Progressive
Monthly
$135/mo
Annual
$1,617/yr
Best for: Telematics savings
State Farm
Monthly
$139/mo
Annual
$1,673/yr
Best for: Good students
Travelers
Monthly
$146/mo
Annual
$1,746/yr
Best for: Multiple discounts
Nationwide
Monthly
$159/mo
Annual
$1,912/yr
Best for: Bundling home + auto
Farmers
Monthly
$165/mo
Annual
$1,985/yr
Best for: Signal telematics
Allstate
Monthly
$172/mo
Annual
$2,059/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$181/mo
Annual
$2,169/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Civic Insurance by Age in New Mexico
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $590/mo | $7,082/yr |
| 19 years old | $357/mo | $4,283/yr |
| 21 years old | $284/mo | $3,411/yr |
| 25 years old | $187/mo | $2,243/yr |
| 30 years old | $155/mo | $1,854/yr |
| 40 years old | $145/mo | $1,743/yr |
| 50 years old | $141/mo | $1,687/yr |
| 65 years old | $153/mo | $1,835/yr |