Honda Civic Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in Rhode Island costs $192/month ($2,302/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $142/mo | $1,703/yr | Military families |
| Erie Insurance | $152/mo | $1,819/yr | Rate lock guarantee |
| GEICO | $157/mo | $1,888/yr | Clean driving record |
| Progressive | $169/mo | $2,026/yr | Telematics savings |
| State Farm | $175/mo | $2,095/yr | Good students |
| Travelers | $182/mo | $2,187/yr | Multiple discounts |
| Nationwide | $200/mo | $2,394/yr | Bundling home + auto |
| Farmers | $207/mo | $2,486/yr | Signal telematics |
| Allstate | $215/mo | $2,578/yr | Accident forgiveness |
| Liberty Mutual | $226/mo | $2,716/yr | New car replacement |
USAACheapest
Monthly
$142/mo
Annual
$1,703/yr
Best for: Military families
Erie Insurance
Monthly
$152/mo
Annual
$1,819/yr
Best for: Rate lock guarantee
GEICO
Monthly
$157/mo
Annual
$1,888/yr
Best for: Clean driving record
Progressive
Monthly
$169/mo
Annual
$2,026/yr
Best for: Telematics savings
State Farm
Monthly
$175/mo
Annual
$2,095/yr
Best for: Good students
Travelers
Monthly
$182/mo
Annual
$2,187/yr
Best for: Multiple discounts
Nationwide
Monthly
$200/mo
Annual
$2,394/yr
Best for: Bundling home + auto
Farmers
Monthly
$207/mo
Annual
$2,486/yr
Best for: Signal telematics
Allstate
Monthly
$215/mo
Annual
$2,578/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$226/mo
Annual
$2,716/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Honda Civic Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |