Honda Civic Insurance in Texas (2026)
Quick Answer
Full coverage for a 2024 Honda Civic in Texas costs $200/month ($2,403/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Honda Civic Rates by Company in Texas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $148/mo | $1,778/yr | Military families |
| Erie Insurance | $158/mo | $1,898/yr | Rate lock guarantee |
| GEICO | $164/mo | $1,970/yr | Clean driving record |
| Progressive | $176/mo | $2,115/yr | Telematics savings |
| State Farm | $182/mo | $2,187/yr | Good students |
| Travelers | $190/mo | $2,283/yr | Multiple discounts |
| Nationwide | $208/mo | $2,499/yr | Bundling home + auto |
| Farmers | $216/mo | $2,595/yr | Signal telematics |
| Allstate | $224/mo | $2,691/yr | Accident forgiveness |
| Liberty Mutual | $236/mo | $2,836/yr | New car replacement |
USAACheapest
Monthly
$148/mo
Annual
$1,778/yr
Best for: Military families
Erie Insurance
Monthly
$158/mo
Annual
$1,898/yr
Best for: Rate lock guarantee
GEICO
Monthly
$164/mo
Annual
$1,970/yr
Best for: Clean driving record
Progressive
Monthly
$176/mo
Annual
$2,115/yr
Best for: Telematics savings
State Farm
Monthly
$182/mo
Annual
$2,187/yr
Best for: Good students
Travelers
Monthly
$190/mo
Annual
$2,283/yr
Best for: Multiple discounts
Nationwide
Monthly
$208/mo
Annual
$2,499/yr
Best for: Bundling home + auto
Farmers
Monthly
$216/mo
Annual
$2,595/yr
Best for: Signal telematics
Allstate
Monthly
$224/mo
Annual
$2,691/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$236/mo
Annual
$2,836/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
Honda Civic Insurance by Age in Texas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $772/mo | $9,260/yr |
| 19 years old | $467/mo | $5,599/yr |
| 21 years old | $372/mo | $4,460/yr |
| 25 years old | $244/mo | $2,933/yr |
| 30 years old | $202/mo | $2,424/yr |
| 40 years old | $190/mo | $2,279/yr |
| 50 years old | $184/mo | $2,206/yr |
| 65 years old | $200/mo | $2,400/yr |