2024 Honda Civic: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Honda Civic costs $32,576 to own over 5 years, or $543/month. The biggest expenses are depreciation ($9,731) and insurance ($9,720).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$32,576
$543/month • $0/mile
Cost Breakdown
Depreciation$9,731 (30%)
Insurance$9,720 (30%)
Fuel/Energy$6,600 (20%)
Maintenance$1,920 (6%)
Financing$4,245 (13%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $3,493 | $1,944 | $1,320 | $384 | $7,141 |
| Year 2 | $1,559 | $1,944 | $1,320 | $384 | $5,207 |
| Year 3 | $1,559 | $1,944 | $1,320 | $384 | $5,207 |
| Year 4 | $1,559 | $1,944 | $1,320 | $384 | $5,207 |
| Year 5 | $1,559 | $1,944 | $1,320 | $384 | $5,207 |
Key Facts
1-Year Depreciation
14% ($3,493)
5-Year Depreciation
39% ($9,731)
Annual Repair Cost
$398
Annual Maintenance
$384
These are estimates based on state averages. Your exact rate depends on your specific profile.
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