2024 Hyundai Ioniq 5: Insurance & Ownership Costs
Quick Answer
The 2024 Hyundai Ioniq 5 costs an average of $263/month to insure (full coverage). 5-year total cost of ownership: $51,750 ($863/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$41,800
Avg Insurance
$263/mo
kWh/100mi
29
Safety Rating
5/5
Hyundai Ioniq 5 Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $2,425/yr | $202/mo | Details |
| Alaska | $2,282/yr | $190/mo | Details |
| Arizona | $2,750/yr | $229/mo | Details |
| Arkansas | $2,489/yr | $207/mo | Details |
| California | $3,093/yr | $258/mo | Details |
| Colorado | $2,781/yr | $232/mo | Details |
| Connecticut | $3,188/yr | $266/mo | Details |
| Delaware | $2,796/yr | $233/mo | Details |
| Florida | $5,051/yr | $421/mo | Details |
| Georgia | $3,181/yr | $265/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
✓ No spam calls · ✓ No personal info sold · ✓ Takes 2 minutes
5-Year Total Cost of Ownership
Depreciation
$23,408
Insurance
$15,780
Fuel
$2,762
Maintenance
$2,360
Financing
$7,080
Registration
$360
5-Year Total Cost
$51,750
$863/month | $1/mile