2024 Hyundai Sonata: Insurance & Ownership Costs
Quick Answer
The 2024 Hyundai Sonata costs an average of $171/month to insure (full coverage). 5-year total cost of ownership: $38,892 ($648/month).
✓ Updated March 2026✓ Based on state insurance filings
MSRP
$28,690
Avg Insurance
$171/mo
MPG Combined
31
Safety Rating
5/5
Hyundai Sonata Insurance by State
| State | Full Coverage | Monthly | |
|---|---|---|---|
| Alabama | $1,799/yr | $150/mo | Details |
| Alaska | $1,693/yr | $141/mo | Details |
| Arizona | $2,041/yr | $170/mo | Details |
| Arkansas | $1,847/yr | $154/mo | Details |
| California | $2,295/yr | $191/mo | Details |
| Colorado | $2,063/yr | $172/mo | Details |
| Connecticut | $2,366/yr | $197/mo | Details |
| Delaware | $2,075/yr | $173/mo | Details |
| Florida | $3,748/yr | $312/mo | Details |
| Georgia | $2,360/yr | $197/mo | Details |
These are estimates based on state averages. Your exact rate depends on your specific profile.
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5-Year Total Cost of Ownership
Depreciation
$13,771
Insurance
$10,260
Fuel
$7,452
Maintenance
$2,210
Financing
$4,839
Registration
$360
5-Year Total Cost
$38,892
$648/month | $1/mile