Jeep Grand Cherokee Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Jeep Grand Cherokee in Illinois costs $186/month ($2,237/year). Safety rating: 5/5. Theft risk: high.
✓ Updated March 2026✓ Based on state insurance filings
Jeep Grand Cherokee Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $138/mo | $1,655/yr | Military families |
| Erie Insurance | $147/mo | $1,767/yr | Rate lock guarantee |
| GEICO | $153/mo | $1,834/yr | Clean driving record |
| Progressive | $164/mo | $1,969/yr | Telematics savings |
| State Farm | $170/mo | $2,036/yr | Good students |
| Travelers | $177/mo | $2,125/yr | Multiple discounts |
| Nationwide | $194/mo | $2,326/yr | Bundling home + auto |
| Farmers | $201/mo | $2,416/yr | Signal telematics |
| Allstate | $209/mo | $2,505/yr | Accident forgiveness |
| Liberty Mutual | $220/mo | $2,640/yr | New car replacement |
USAACheapest
Monthly
$138/mo
Annual
$1,655/yr
Best for: Military families
Erie Insurance
Monthly
$147/mo
Annual
$1,767/yr
Best for: Rate lock guarantee
GEICO
Monthly
$153/mo
Annual
$1,834/yr
Best for: Clean driving record
Progressive
Monthly
$164/mo
Annual
$1,969/yr
Best for: Telematics savings
State Farm
Monthly
$170/mo
Annual
$2,036/yr
Best for: Good students
Travelers
Monthly
$177/mo
Annual
$2,125/yr
Best for: Multiple discounts
Nationwide
Monthly
$194/mo
Annual
$2,326/yr
Best for: Bundling home + auto
Farmers
Monthly
$201/mo
Annual
$2,416/yr
Best for: Signal telematics
Allstate
Monthly
$209/mo
Annual
$2,505/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$220/mo
Annual
$2,640/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Jeep Grand Cherokee Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |