Kia K5 Insurance in Florida (2026)
Quick Answer
Full coverage for a 2024 Kia K5 in Florida costs $312/month ($3,748/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Kia K5 Rates by Company in Florida
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $231/mo | $2,774/yr | Military families |
| Erie Insurance | $247/mo | $2,961/yr | Rate lock guarantee |
| GEICO | $256/mo | $3,073/yr | Clean driving record |
| Progressive | $275/mo | $3,298/yr | Telematics savings |
| State Farm | $284/mo | $3,411/yr | Good students |
| Travelers | $297/mo | $3,561/yr | Multiple discounts |
| Nationwide | $325/mo | $3,898/yr | Bundling home + auto |
| Farmers | $337/mo | $4,048/yr | Signal telematics |
| Allstate | $350/mo | $4,198/yr | Accident forgiveness |
| Liberty Mutual | $369/mo | $4,423/yr | New car replacement |
USAACheapest
Monthly
$231/mo
Annual
$2,774/yr
Best for: Military families
Erie Insurance
Monthly
$247/mo
Annual
$2,961/yr
Best for: Rate lock guarantee
GEICO
Monthly
$256/mo
Annual
$3,073/yr
Best for: Clean driving record
Progressive
Monthly
$275/mo
Annual
$3,298/yr
Best for: Telematics savings
State Farm
Monthly
$284/mo
Annual
$3,411/yr
Best for: Good students
Travelers
Monthly
$297/mo
Annual
$3,561/yr
Best for: Multiple discounts
Nationwide
Monthly
$325/mo
Annual
$3,898/yr
Best for: Bundling home + auto
Farmers
Monthly
$337/mo
Annual
$4,048/yr
Best for: Signal telematics
Allstate
Monthly
$350/mo
Annual
$4,198/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$369/mo
Annual
$4,423/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia K5 Insurance by Age in Florida
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $1,256/mo | $15,070/yr |
| 19 years old | $759/mo | $9,113/yr |
| 21 years old | $605/mo | $7,259/yr |
| 25 years old | $398/mo | $4,773/yr |
| 30 years old | $329/mo | $3,945/yr |
| 40 years old | $309/mo | $3,708/yr |
| 50 years old | $299/mo | $3,590/yr |
| 65 years old | $326/mo | $3,906/yr |