Kia K5 Insurance in Illinois (2026)
Quick Answer
Full coverage for a 2024 Kia K5 in Illinois costs $148/month ($1,773/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Kia K5 Rates by Company in Illinois
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $109/mo | $1,312/yr | Military families |
| Erie Insurance | $117/mo | $1,401/yr | Rate lock guarantee |
| GEICO | $121/mo | $1,454/yr | Clean driving record |
| Progressive | $130/mo | $1,560/yr | Telematics savings |
| State Farm | $134/mo | $1,613/yr | Good students |
| Travelers | $140/mo | $1,684/yr | Multiple discounts |
| Nationwide | $154/mo | $1,844/yr | Bundling home + auto |
| Farmers | $160/mo | $1,915/yr | Signal telematics |
| Allstate | $165/mo | $1,986/yr | Accident forgiveness |
| Liberty Mutual | $174/mo | $2,092/yr | New car replacement |
USAACheapest
Monthly
$109/mo
Annual
$1,312/yr
Best for: Military families
Erie Insurance
Monthly
$117/mo
Annual
$1,401/yr
Best for: Rate lock guarantee
GEICO
Monthly
$121/mo
Annual
$1,454/yr
Best for: Clean driving record
Progressive
Monthly
$130/mo
Annual
$1,560/yr
Best for: Telematics savings
State Farm
Monthly
$134/mo
Annual
$1,613/yr
Best for: Good students
Travelers
Monthly
$140/mo
Annual
$1,684/yr
Best for: Multiple discounts
Nationwide
Monthly
$154/mo
Annual
$1,844/yr
Best for: Bundling home + auto
Farmers
Monthly
$160/mo
Annual
$1,915/yr
Best for: Signal telematics
Allstate
Monthly
$165/mo
Annual
$1,986/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$174/mo
Annual
$2,092/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia K5 Insurance by Age in Illinois
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $594/mo | $7,128/yr |
| 19 years old | $359/mo | $4,310/yr |
| 21 years old | $286/mo | $3,433/yr |
| 25 years old | $188/mo | $2,258/yr |
| 30 years old | $156/mo | $1,866/yr |
| 40 years old | $146/mo | $1,754/yr |
| 50 years old | $142/mo | $1,698/yr |
| 65 years old | $154/mo | $1,847/yr |