Kia K5 Insurance in North Dakota (2026)
Quick Answer
Full coverage for a 2024 Kia K5 in North Dakota costs $123/month ($1,471/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Kia K5 Rates by Company in North Dakota
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $91/mo | $1,089/yr | Military families |
| Erie Insurance | $97/mo | $1,162/yr | Rate lock guarantee |
| GEICO | $101/mo | $1,206/yr | Clean driving record |
| Progressive | $108/mo | $1,294/yr | Telematics savings |
| State Farm | $112/mo | $1,339/yr | Good students |
| Travelers | $116/mo | $1,397/yr | Multiple discounts |
| Nationwide | $127/mo | $1,530/yr | Bundling home + auto |
| Farmers | $132/mo | $1,589/yr | Signal telematics |
| Allstate | $137/mo | $1,648/yr | Accident forgiveness |
| Liberty Mutual | $145/mo | $1,736/yr | New car replacement |
USAACheapest
Monthly
$91/mo
Annual
$1,089/yr
Best for: Military families
Erie Insurance
Monthly
$97/mo
Annual
$1,162/yr
Best for: Rate lock guarantee
GEICO
Monthly
$101/mo
Annual
$1,206/yr
Best for: Clean driving record
Progressive
Monthly
$108/mo
Annual
$1,294/yr
Best for: Telematics savings
State Farm
Monthly
$112/mo
Annual
$1,339/yr
Best for: Good students
Travelers
Monthly
$116/mo
Annual
$1,397/yr
Best for: Multiple discounts
Nationwide
Monthly
$127/mo
Annual
$1,530/yr
Best for: Bundling home + auto
Farmers
Monthly
$132/mo
Annual
$1,589/yr
Best for: Signal telematics
Allstate
Monthly
$137/mo
Annual
$1,648/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$145/mo
Annual
$1,736/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia K5 Insurance by Age in North Dakota
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $493/mo | $5,913/yr |
| 19 years old | $298/mo | $3,576/yr |
| 21 years old | $237/mo | $2,848/yr |
| 25 years old | $156/mo | $1,873/yr |
| 30 years old | $129/mo | $1,548/yr |
| 40 years old | $121/mo | $1,455/yr |
| 50 years old | $117/mo | $1,409/yr |
| 65 years old | $128/mo | $1,533/yr |