Kia K5 Insurance in Rhode Island (2026)
Quick Answer
Full coverage for a 2024 Kia K5 in Rhode Island costs $184/month ($2,206/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Kia K5 Rates by Company in Rhode Island
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $136/mo | $1,632/yr | Military families |
| Erie Insurance | $145/mo | $1,743/yr | Rate lock guarantee |
| GEICO | $151/mo | $1,809/yr | Clean driving record |
| Progressive | $162/mo | $1,941/yr | Telematics savings |
| State Farm | $167/mo | $2,007/yr | Good students |
| Travelers | $175/mo | $2,096/yr | Multiple discounts |
| Nationwide | $191/mo | $2,294/yr | Bundling home + auto |
| Farmers | $199/mo | $2,382/yr | Signal telematics |
| Allstate | $206/mo | $2,471/yr | Accident forgiveness |
| Liberty Mutual | $217/mo | $2,603/yr | New car replacement |
USAACheapest
Monthly
$136/mo
Annual
$1,632/yr
Best for: Military families
Erie Insurance
Monthly
$145/mo
Annual
$1,743/yr
Best for: Rate lock guarantee
GEICO
Monthly
$151/mo
Annual
$1,809/yr
Best for: Clean driving record
Progressive
Monthly
$162/mo
Annual
$1,941/yr
Best for: Telematics savings
State Farm
Monthly
$167/mo
Annual
$2,007/yr
Best for: Good students
Travelers
Monthly
$175/mo
Annual
$2,096/yr
Best for: Multiple discounts
Nationwide
Monthly
$191/mo
Annual
$2,294/yr
Best for: Bundling home + auto
Farmers
Monthly
$199/mo
Annual
$2,382/yr
Best for: Signal telematics
Allstate
Monthly
$206/mo
Annual
$2,471/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$217/mo
Annual
$2,603/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia K5 Insurance by Age in Rhode Island
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $739/mo | $8,870/yr |
| 19 years old | $447/mo | $5,364/yr |
| 21 years old | $356/mo | $4,272/yr |
| 25 years old | $234/mo | $2,810/yr |
| 30 years old | $194/mo | $2,322/yr |
| 40 years old | $182/mo | $2,183/yr |
| 50 years old | $176/mo | $2,113/yr |
| 65 years old | $192/mo | $2,299/yr |