Kia K5 Insurance in Texas (2026)
Quick Answer
Full coverage for a 2024 Kia K5 in Texas costs $192/month ($2,303/year). Safety rating: 5/5. Theft risk: medium.
✓ Updated March 2026✓ Based on state insurance filings
Kia K5 Rates by Company in Texas
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $142/mo | $1,704/yr | Military families |
| Erie Insurance | $152/mo | $1,819/yr | Rate lock guarantee |
| GEICO | $157/mo | $1,888/yr | Clean driving record |
| Progressive | $169/mo | $2,027/yr | Telematics savings |
| State Farm | $175/mo | $2,096/yr | Good students |
| Travelers | $182/mo | $2,188/yr | Multiple discounts |
| Nationwide | $200/mo | $2,395/yr | Bundling home + auto |
| Farmers | $207/mo | $2,487/yr | Signal telematics |
| Allstate | $215/mo | $2,579/yr | Accident forgiveness |
| Liberty Mutual | $226/mo | $2,718/yr | New car replacement |
USAACheapest
Monthly
$142/mo
Annual
$1,704/yr
Best for: Military families
Erie Insurance
Monthly
$152/mo
Annual
$1,819/yr
Best for: Rate lock guarantee
GEICO
Monthly
$157/mo
Annual
$1,888/yr
Best for: Clean driving record
Progressive
Monthly
$169/mo
Annual
$2,027/yr
Best for: Telematics savings
State Farm
Monthly
$175/mo
Annual
$2,096/yr
Best for: Good students
Travelers
Monthly
$182/mo
Annual
$2,188/yr
Best for: Multiple discounts
Nationwide
Monthly
$200/mo
Annual
$2,395/yr
Best for: Bundling home + auto
Farmers
Monthly
$207/mo
Annual
$2,487/yr
Best for: Signal telematics
Allstate
Monthly
$215/mo
Annual
$2,579/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$226/mo
Annual
$2,718/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Kia K5 Insurance by Age in Texas
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $772/mo | $9,260/yr |
| 19 years old | $467/mo | $5,599/yr |
| 21 years old | $372/mo | $4,460/yr |
| 25 years old | $244/mo | $2,933/yr |
| 30 years old | $202/mo | $2,424/yr |
| 40 years old | $190/mo | $2,279/yr |
| 50 years old | $184/mo | $2,206/yr |
| 65 years old | $200/mo | $2,400/yr |