2024 Kia K5: 5-Year Total Cost of Ownership
Quick Answer
The 2024 Kia K5 costs $39,137 to own over 5 years, or $652/month. The biggest expenses are depreciation ($14,009) and insurance ($10,440).
✓ Updated March 2026✓ Based on state insurance filings
5-Year Total Cost of Ownership
$39,137
$652/month • $1/mile
Cost Breakdown
Depreciation$14,009 (36%)
Insurance$10,440 (27%)
Fuel/Energy$7,219 (18%)
Maintenance$2,240 (6%)
Financing$4,869 (12%)
Registration$360 (1%)
Year-by-Year Costs
| Year | Depreciation | Insurance | Fuel | Maintenance | Total |
|---|---|---|---|---|---|
| Year 1 | $5,146 | $2,088 | $1,444 | $448 | $9,126 |
| Year 2 | $2,216 | $2,088 | $1,444 | $448 | $6,196 |
| Year 3 | $2,216 | $2,088 | $1,444 | $448 | $6,196 |
| Year 4 | $2,216 | $2,088 | $1,444 | $448 | $6,196 |
| Year 5 | $2,216 | $2,088 | $1,444 | $448 | $6,196 |
Key Facts
1-Year Depreciation
18% ($5,146)
5-Year Depreciation
49% ($14,009)
Annual Repair Cost
$486
Annual Maintenance
$448
These are estimates based on state averages. Your exact rate depends on your specific profile.
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