Lexus RX Insurance in California (2026)
Quick Answer
Full coverage for a 2024 Lexus RX in California costs $283/month ($3,398/year). Safety rating: 5/5. Theft risk: low.
✓ Updated March 2026✓ Based on state insurance filings
Lexus RX Rates by Company in California
| Company | Monthly | Annual | Best For |
|---|---|---|---|
| CheapestUSAA | $210/mo | $2,515/yr | Military families |
| Erie Insurance | $224/mo | $2,684/yr | Rate lock guarantee |
| GEICO | $232/mo | $2,786/yr | Clean driving record |
| Progressive | $249/mo | $2,990/yr | Telematics savings |
| State Farm | $258/mo | $3,092/yr | Good students |
| Travelers | $269/mo | $3,228/yr | Multiple discounts |
| Nationwide | $294/mo | $3,534/yr | Bundling home + auto |
| Farmers | $306/mo | $3,670/yr | Signal telematics |
| Allstate | $317/mo | $3,806/yr | Accident forgiveness |
| Liberty Mutual | $334/mo | $4,010/yr | New car replacement |
USAACheapest
Monthly
$210/mo
Annual
$2,515/yr
Best for: Military families
Erie Insurance
Monthly
$224/mo
Annual
$2,684/yr
Best for: Rate lock guarantee
GEICO
Monthly
$232/mo
Annual
$2,786/yr
Best for: Clean driving record
Progressive
Monthly
$249/mo
Annual
$2,990/yr
Best for: Telematics savings
State Farm
Monthly
$258/mo
Annual
$3,092/yr
Best for: Good students
Travelers
Monthly
$269/mo
Annual
$3,228/yr
Best for: Multiple discounts
Nationwide
Monthly
$294/mo
Annual
$3,534/yr
Best for: Bundling home + auto
Farmers
Monthly
$306/mo
Annual
$3,670/yr
Best for: Signal telematics
Allstate
Monthly
$317/mo
Annual
$3,806/yr
Best for: Accident forgiveness
Liberty Mutual
Monthly
$334/mo
Annual
$4,010/yr
Best for: New car replacement
These are estimates based on state averages. Your exact rate depends on your specific profile.
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Lexus RX Insurance by Age in California
| Age | Monthly | Annual |
|---|---|---|
| 16 years old | $769/mo | $9,229/yr |
| 19 years old | $465/mo | $5,581/yr |
| 21 years old | $370/mo | $4,445/yr |
| 25 years old | $244/mo | $2,923/yr |
| 30 years old | $201/mo | $2,416/yr |
| 40 years old | $189/mo | $2,271/yr |
| 50 years old | $183/mo | $2,199/yr |
| 65 years old | $199/mo | $2,392/yr |